Medicare Advantage plan is a healthcare insurance program that is provided by a private Medicare Advantage plan organization. Medicare Advantage plans include Preferred Provider Organizations, Private Fee-for-Service, Special Needs Plans, Provider Sponsored Organizations, and Medicare Medical Savings Accounts. All plans differ on cost and coverage restrictions on Zoom Info.
Some of the factors you should inquire from a service provider before selecting a scheme are;
1. The plans healthcare providers in their network. You can consider if your doctor is on the network. Good programs have an in-network of numerous service providers.
2. Most plans require that you use their in-network healthcare service providers. But in case you need to see a specialist; you have to be referred by a Primary Care physician. It is crucial to ask your service provider on who you can choose as your PCP.
3. Ask if the plan will cover for outpatient drug prescriptions and the types of drugs that are in a plan’s list of covered drugs.
4. Inquire on the cost of a plan’s monthly premiums, copayments, deductible and the annual out of pocket spending. Ask for the plans regulations concerning the expenses.
5. Inquire on the service areas where the program works and if the scheme takes effect when you travel out of the service area.
For this reason, it is vital that you get a service provider with affordable Medicare Advantage plans that suit your health needs. For Clients living in Puerto Rico, InnovaCare is the ideal service provider.
At InnovaCare Health, clients will receive healthcare models that are specially designed by their management team to cater for all needs of a patient at a cost friendly price. Their Chief Executive Officer, Richard Shinto, and Chief Administrative Officer, Penelope Kokkinides, have worked in the healthcare industry for more than 20 years. Their combined capabilities and leadership experiences work to boost the credibility of InnovaCare Health a provider of medical solutions to the diverse needs of their clients.
Moreover, InnovaCare Health runs two dedicated subsidiaries that provide Medicare Advantage plans that benefit an estimated 27,000 clients. The clients are able to benefit from the Advantage Plans through an in-network of 7500 service providers. InnovaCare has maintained a commitment to providing exceptional services that have been designed specifically to respond to the needs of their diverse communities according to Rick Shinto, CEO of InnovaCare. As a result of making this their culture, they have been honored severally as the best Medicare Advantage plan provider in the region.